See the monthly tax deducted from your salary under Section 192, based on your CTC, regime, and declared deductions.
Assumes tax deducted evenly across the financial year — actual employer TDS can be uneven month to month, especially once investment proofs are submitted later in the year.
TDS (Tax Deducted at Source) under Section 192 is how salaried employees pay income tax — your employer estimates your annual tax liability at the start of the year and deducts roughly 1/12th of it from each month's salary, rather than you paying a lump sum at filing time.
Employers often deduct TDS unevenly — lighter early in the year and heavier toward the end — especially once you submit investment proofs (for the old regime) or if your salary changes mid-year. This calculator shows the annualized average, not what any single month's payslip will show.
Yes — if your employer deducted more TDS than your actual final tax liability (common if you claimed deductions late, or switched jobs mid-year), you can claim the excess as a refund when filing your income tax return.
Yes. You can inform your employer at the start of the financial year which regime to use for TDS calculation. The new regime has wider slabs but disallows most deductions; the old regime lets you reduce your TDS by declaring 80C, 80D, HRA, and other eligible deductions upfront.